APRIL 29, 2025

5 government schemes offering direct cash benefits in India

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Several government schemes in India provide direct cash benefits to support citizens financially. Here’s a look at five major schemes you should know about.

Small and marginal farmers get ₹6,000 per year in 3 instalments directly into their bank accounts under the PM-KISAN scheme.

PM Kisan Samman Nidhi (PM-KISAN)

NFBS offers ₹20,000 as direct cash assistance to families below the poverty line after the death of a primary breadwinner.

National Family Benefit Scheme (NFBS)

Pregnant women and lactating mothers receive ₹5,000 directly in their bank accounts to help with nutrition and maternity-related expenses.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Under MGNREGA, rural households get direct wage payments into their bank accounts for guaranteed 100 days of employment per year.

MGNREGA Wage Payments 

NSAP provides direct cash support to the elderly, widows, and disabled individuals living below the poverty line through various pension schemes.

National Social Assistance Programme (NSAP)

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