APRIL 19, 2025

5 financial terms that finally makes sense in 2025

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2025 changed how we think about money. From rising prices to market crashes - here are 5 financial terms that make sense in 2025. 

Lifestyle inflation means spending more as income grows. In 2025, many realised rising earnings don't always lead to higher savings.

Lifestyle inflation

Opportunity cost is the benefit you miss by choosing one option over another. In 2025, it shaped how people spent, saved, and switched careers.

Opportunity cost

Delayed gratification is the ability to wait for a better reward. In 2025, people saw its value in saving more and avoiding impulse buying.

Delayed gratification

Risk appetite is how much financial risk you're willing to take. After the 2025 market crash, many reassessed how much risk they could truly handle.

Risk appetite

Time value of money means money today is worth more than the same amount later. In 2025, inflation reinforced the need to invest early and wisely.

Time value of money

These terms aren't just theoretical anymore. In 2025, they shaped how people budgeted, invested, and planned their financial future with clarity and control.

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