YES Bank shares rally 7% after Q4 results; check key numbers

The bank reported a net profit of ₹738 crore in the quarter ended March 2025, marking an increase of 63% from ₹452 crore in the same period last year. The sharp jump in net profit came on the back of lower provisioning. The bank's provisions for bad loans declined to ₹318 crore as against ₹471 crore in the year-ago period.

YES Bank's net interest income, or the difference between interest earned on loans and expended on deposits, came in at ₹2,276.36 crore, up nearly 6% from ₹2,153 crore in the corresponding period last year.

The Mumbai-based lender's asset quality remained stable at the end of the March quarter as its gross non-performing assets (NPA), as a percentage of total advances, came in unchanged at 1.60% sequentially. In absolute terms, gross NPA stood at ₹3,935.61 crore.

Its net NPA, however, showed a slight improvement at 0.3% from 0.5% in the previous quarter.

“During the quarter and year ended March 31, 2025, the bank has allotted 3,257,773 and 26,471,398 equity shares of (2/- each), respectively, pursuant to the exercise of stock options by employees under the approved employee stock option schemes,” YES Bank said in a regulatory filing.

Yes Bank reduced its offerings on the savings account by up to 2%, and the minimum interest rate has now come down to 3% on the product, the bank's managing director and chief executive Prashant Kumar said, adding that the bank is confident the CASA ratio will not be impacted because of it.

Kumar said the bank opened 37 branches in FY25 and plans to add 80 branches per year in each of the next five years.

Last seen, the stock was trading at ₹18.93, up 4.64% on the BSE.