Bajaj Finserv shares plunge 7% after Q4 result; here is what disappointed investors

The company on Tuesday reported a 14% increase in its consolidated net profit to ₹2,417 crore in the fourth quarter ended March 2025. It had posted a net profit of ₹2,119 crore during the corresponding January-March period of the previous fiscal.

The total consolidated income during the March 2025 quarter advanced to ₹35,596 crore against ₹32,042 crore in the corresponding period of the previous financial year. Bajaj Finserv is a holding company for the various financial services businesses under the Bajaj group.

Following this, shares of Bajaj Finserv slipped 6.7% on the National Stock Exchange to ₹1,928.40 apiece. The stock was the biggest laggard on the 50-share index.

On a sequential basis, the profit after tax (PAT) surged almost 8% over the ₹2,231 crore reported by the company in Q3 FY25. Its total revenue from operations was also up 14% QoQ against ₹32,042 crore in the October-December quarter.

The board recommended a dividend of ₹1 per share, or 100% on the face value of ₹1.

The proposed dividend is to be approved by the shareholders at the ensuing Annual General Meeting.

During the quarter, Bajaj Finserv’s gross written premium decreased 13% to ₹4,326 crore as against ₹4,962 crore in Q4 FY24.

The company said that life insurance industry growth slowed down in H2 FY25, subsequent to the implementation of product regulations which came into effect from October 1, 2024.

Its new business premium for Q4 FY25 stood at ₹3,789 crore as compared to ₹3,953 crore in the same quarter last fiscal year.

For the financial year 2024-25, the company witnessed a 9% increase in profit at ₹8,872 crore over ₹8,148 crore in the previous fiscal.

The total consolidated income rose to ₹1,33,822 crore compared to ₹1,10,383 crore in the previous financial year.

As of March 31, 2025, the total assets under management (AUM) of the firm stood at ₹20,365 crore.

Bajaj Finserv shares over the last five trading days have declined 7.5%, while for six months, the stock has jumped over 10%.

Year-to-date, shares of the firm have soared almost 23%. For a year, the stock has gained 20%.

Market capitalisation of the company stands at ₹3.09 lakh crore.

Shares of Bajaj Finserv had touched its 52-week high of ₹2,135 apiece last week on April 24, while its one-year low was hit at ₹1,419.05 per share on June 4, 2024.