YES Bank Q4 net profit rises 63% to ₹738 crore on lower provisions

YES Bank's net interest income or the difference between interest earned on loans and expended on deposits came in at ₹2,276.36 crore, up nearly 6% from ₹2,153 crore in the corresponding period last year.

The Mumbai-based lender's asset quality remained stable at the end of March quarter as its gross non-performing assets (NPA), as a percentage of total advances, came in unchanged at 1.60% sequentially. In absolute terms gross NPA stood at ₹3,935.61 crore.

Its net NPA however showed a slight improvement at 0.3% from 0.5% in the previous quarter.

“During the quarter and year ended March 31, 2025, the Bank has allotted 3,257,773 and 26,471,398 equity shares of { 2/- each respectively, pursuant to the exercise of stocks options by employees under the approved employee stock option schemes,” YES Bank said in a regulatory filing.

YES Bank shares ended 1.23% higher at ₹18.09 on Thursday ahead of its earnings announcement. YES Bank shares have declined 12.75% in the fourth quarter of financial year 2025, data from stock exchanges showed.