HDFC Bank NetBanking - Online Login, Registration, & Activation
' Click-Click' , vyola! it's done. Be it your order from your favorite restaurant or planning your vacation or paying your utility bills, the pace of digitization of services across industries over the last decade has indeed been transformational and overwhelming. We as consumers are now increasingly using digital technology, given its obvious benefits of convenience, speed of execution, security and access to information and enhanced decision making. Let me explain this net banking funda in detail; you may come across a few technical words, don't get bogged down by this, I promise to keep it as simple as I can. Basically, net banking is using your laptop or desktop or your smartphone to carry out your banking transactions through a 'click of a button' instead of visiting your local branch to execute your transactions. Say for example, you need a cheque book, instead of physically visiting the branch, you could place a request online. With a click of a button, you can pay your insurance premiums, your EMIs, your utility bill online. You can avail a loan, transfer funds, generate e- account statements and many more services at your convenience. So basically, through net banking the customer can access his/her account information, products and other services through the Internet at his/her convenience. At this juncture, you may be eager to know as to how to get started with net banking, isn't it? However, as a first time user you may have some resistance, don't worry as the process is very simple. Let me elaborate on this. - To begin with your NetBanking endeavour, you decide to open a simple online savings account with HDFC Bank by logging into the bank's web portal, www.hdfcbank.com through your mobile phone or laptop/desktop. - Secondly, you need to provide basic KYC documents to open a savings account such as your Aadhar card and two passport size photographs. You then submit the KYC documents online and verify yourself through a video call by providing access to your location, microphone and camera on your smartphone with HDFC Bank officials. - You then click on the ' Login' icon which asks you to enter customer ID and password. - As a first time user, you will be provided with customer ID and account number. - You can now begin operating your savings account by creating your own password. - By confirming your registered mobile number, you then input OTP ( One Time Password) which you will receive on your mobile phone - You then input your debit card details ( you would have received this card as a part of the welcome kit) - Set your IPIN (Netbanking password) - Login to HDFC netbanking using the newly set IPIN. Hope we are on the same page. Just wanted to elaborate further, in addition to the online medium, you can also register with HDFC netbanking services through various mediums such as: - ATM - Phone Banking - Visiting HDFC Bank branch